According to Wikipedia, “a mortgage is a method of using property (real or personal) as security for the payment of a debt.” On the other hand, a home mortgage can also mean the loan you take to pay for your property. In many countries such as Spain, UK, or USA, where the demand for house ownership is very high, it is a common thing for home purchases to be funded by mortgage. Whenever considering apply for a mortgage, a person can be overwhelmed with the possibilities of taking mortgage loans. Therefore, it is important to choose the right and cheapest mortgage loan. If you would like to learn something about mortgage brokers and mortgages in general, you can always pass a Tennessee mortgage license test . Such a test will allow you to become a mortgage broker fast. Being a mortgage broker can be a good career. Mortgage professionals can be helpful to many people. Their help can be valuable to you especially if you are behind on your mortgage loans. If this is what happens to you, the faster you look for help, the better. You would not believe how many people are in the same situation as you are.