Many people living in the United States have no credit, but they would like to build credit. I am sure that you know at least a few people who are in a similar situation. While some of them are unemployed, most of them are college students who are about to graduate. It turns out that their situation does not have to be so helpless as some of them might think. For a person with no credit, some credit cards for people with no credit history are still available. I believe that each young person deserves a chance to build his credit as soon as he graduates from college or even before graduating. Some people have bad credit. Even they can still apply for bad credit credit cards, because some lenders are willing to borrow them some money. Secured cards are cards intended specifically for people with bad credit or for those people who do not have credit at all. You might wonder what the catch is. As a matter of fact, there is no catch. A secured credit card that you are going to have will report your credit payments to the major credit bureaus on a monthly basis. In that situation, an online credit card is a good option for people who make their payments on time. If you know that you can make your payments on time and if you know that you can keep well within your spending limits, you have a chance to rebuild your credit. Secured credit cards give people a second chance. If for some reason your credit is bad, you do not have to worry that it will always be bad. Secured credit cards will come to the rescue offering you a chance to repair your credit in no time before you even know it.