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Did you know that in order to obtain life insurance you do not have to have any exam? Many people decide not to purchase life insurance because they do not want to pass the required exams. I can understand why they decide to do so. passing such an exam is another thing you have to worry about. An alternative to this situation is No Exam Life Insurance. Many people opt for this type of insurance because it is so much easier to obtain. They would never do it any other way. Purchasing life insurance might not seem mandatory, but when you think about it, you will realize that life insurance can be helpful in your situation.